09. June 2023.

Bank Interest rate Key policy rate Nominal interest rate* Effective interest rate Repayment period (in years)
A B C = A- B
Eurobank Direktna
Erste Banka
UniCredit Banka
Banka Intesa
Halkbank
NLB Komercijalna banka
AIK Banka 4.00% +6M EURIBOR 6.59% 8.04% 30
OTP Banka 3.44% +3M EURIBOR 6.90% 7.57% 30
Raiffeisen Banka 3.45% +3M EURIBOR 6.47% 7.21% 30
API Banka 3.50% +6M EURIBOR 6.25% 6.67% 20

Eurobank Direktna

Interest rate
Key policy rate
Nominal interest rate*
Effective interest rate
Repayment period (in years)

Erste Banka

Interest rate
Key policy rate
Nominal interest rate*
Effective interest rate
Repayment period (in years)

UniCredit Banka

Interest rate
Key policy rate
Nominal interest rate*
Effective interest rate
Repayment period (in years)

Banka Intesa

Interest rate
Key policy rate
Nominal interest rate*
Effective interest rate
Repayment period (in years)

Halkbank

Interest rate
Key policy rate
Nominal interest rate*
Effective interest rate
Repayment period (in years)

NLB Komercijalna banka

Interest rate
Key policy rate
Nominal interest rate*
Effective interest rate
Repayment period (in years)

AIK Banka

Interest rate 4.00%
Key policy rate +6M EURIBOR
Nominal interest rate* 6.59%
Effective interest rate 8.04%
Repayment period (in years) 30

OTP Banka

Interest rate 3.44%
Key policy rate +3M EURIBOR
Nominal interest rate* 6.90%
Effective interest rate 7.57%
Repayment period (in years) 30

Raiffeisen Banka

Interest rate 3.45%
Key policy rate +3M EURIBOR
Nominal interest rate* 6.47%
Effective interest rate 7.21%
Repayment period (in years) 30

API Banka

Interest rate 3.50%
Key policy rate +6M EURIBOR
Nominal interest rate* 6.25%
Effective interest rate 6.67%
Repayment period (in years) 20