09. June 2023.
Bank  Interest rate  Key policy rate  Nominal interest rate*  Effective interest rate  Repayment period (in years) 

A  B  C = A B  
Eurobank Direktna  
Erste Banka  
UniCredit Banka  
Banka Intesa  
Halkbank  
NLB Komercijalna banka  
AIK Banka  4.00%  +6M EURIBOR  6.59%  8.04%  30 
OTP Banka  3.44%  +3M EURIBOR  6.90%  7.57%  30 
Raiffeisen Banka  3.45%  +3M EURIBOR  6.47%  7.21%  30 
API Banka  3.50%  +6M EURIBOR  6.25%  6.67%  20 
Eurobank Direktna 


Interest rate  
Key policy rate  
Nominal interest rate*  
Effective interest rate  
Repayment period (in years) 
Erste Banka 


Interest rate  
Key policy rate  
Nominal interest rate*  
Effective interest rate  
Repayment period (in years) 
UniCredit Banka 


Interest rate  
Key policy rate  
Nominal interest rate*  
Effective interest rate  
Repayment period (in years) 
Banka Intesa 


Interest rate  
Key policy rate  
Nominal interest rate*  
Effective interest rate  
Repayment period (in years) 
Halkbank 


Interest rate  
Key policy rate  
Nominal interest rate*  
Effective interest rate  
Repayment period (in years) 
NLB Komercijalna banka 


Interest rate  
Key policy rate  
Nominal interest rate*  
Effective interest rate  
Repayment period (in years) 
AIK Banka 


Interest rate  4.00% 
Key policy rate  +6M EURIBOR 
Nominal interest rate*  6.59% 
Effective interest rate  8.04% 
Repayment period (in years)  30 
OTP Banka 


Interest rate  3.44% 
Key policy rate  +3M EURIBOR 
Nominal interest rate*  6.90% 
Effective interest rate  7.57% 
Repayment period (in years)  30 
Raiffeisen Banka 


Interest rate  3.45% 
Key policy rate  +3M EURIBOR 
Nominal interest rate*  6.47% 
Effective interest rate  7.21% 
Repayment period (in years)  30 
API Banka 


Interest rate  3.50% 
Key policy rate  +6M EURIBOR 
Nominal interest rate*  6.25% 
Effective interest rate  6.67% 
Repayment period (in years)  20 