Loan eligibility

The creditworthiness calculator, which is also a calculator for the maximum cash loan amount, is a tool that allows you to estimate how much cash loan you can get based on your monthly income and current monthly obligations.

To use the creditworthiness calculator, enter your total monthly income and monthly obligations, then choose the desired number of months for loan repayment. The calculator will automatically calculate the maximum cash loan amount you can get and the monthly installment.

In the "Total Monthly Income" field, enter the total monthly income you earn, including salary, bonuses, and any other regular income sources.

In the "Monthly Debt" field, enter the total monthly amounts you pay for other loans, installments, or obligations you have.

The maximum cash loan amount you can borrow depends on your entered monthly income, current debt, and loan repayment period. For more information, contact our cash loan advisor Danijela Đukić at 066 686 89 86.

The maximum repayment period is 71 months. The length of the repayment period affects the monthly installment and the total loan amount you can get.

The creditworthiness calculator results are indicative and serve as an estimate. The final loan amount and repayment terms will depend on the assessment of your creditworthiness.

After calculating the maximum loan amount, you can submit a request by clicking the "Submit Request" button. Your request will be forwarded to the appropriate advisor, who will contact you for further processing.

For loan approval, you usually need to provide your personal information, proof of income (e.g., payslips), details of existing debt, and additional documentation required by the bank.