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Frequently asked questions

Where are the seaside apartments offered by Kredium located?

The seaside apartments offered by Kredium are located in attractive locations along the Adriatic coast—including cities such as Budva, Tivat, Istria, and surrounding areas. Exact locations are listed in each property listing.

Can I reserve a seaside apartment before it is completed?

Absolutely. Reservations can be made by placing a deposit, according to the terms of the sales contract. Details are arranged individually with each buyer.

What are the prices of off-plan seaside apartments and are they fixed?

Prices vary depending on location, size, and construction phase. In some cases, discounts or negotiations are possible for early-stage purchases or full advance payment.

Does Kredium work with foreign buyers?

Yes, we have extensive experience working with international clients and provide full support—from legal consultation to document translation and property registration. Call us at +381 66 68 68 998.

How can I schedule a viewing or get more information?

You can reach us via phone, email, or by filling out the contact form on our website. Our team will get back to you promptly to organize a site visit or an online presentation.

Is there a VAT refund for off-plan properties in Montenegro?

No, Montenegro does not offer VAT refunds for the purchase of new residential properties to individuals—whether domestic or foreign.

How long does it take to purchase an off-plan apartment at the seaside?

From the signing of the pre-contract to key handover, the process can take several months or over a year, depending on the construction phase. If the apartment is already completed, the process usually lasts 2–6 weeks, including notarization, payment, registration, and transfer of ownership.

How does Kredium assist in buying an off-plan apartment at the seaside?

Kredium provides end-to-end support, from property selection and legal advisory to financing solutions. We ensure a smooth and safe purchase process, even remotely, and offer organized property tours and professional guidance.