Kredium can help. Refinance your home loan from other banks
with a new loan and reduce the interest rate and installment.
Refinancing a home loan with another bank
A refinancing loan provides the opportunity to refinance obligations and obtain additional cash. Repaying a home loan with the help of a refinancing loan can be done with another person as a co-debtor, who doesn't have to be a family member. Refinance your credit obligations from another bank without visiting that bank
By the instructions of the National Bank of Serbia, it is possible to easily change banks while another bank takes over all communication with the bank whose loan you want to refinance. Kredium advisors will provide you with support from the beginning of the application process to the closing of that loan.
Types of loans for refinancing home loans
Refinancing a home loan can be done using the following loans and interest rates:
Refinancing loans with fixed interest rates
Refinancing loans with variable interest rates
Conditions for refinancing a home loan
Permanent employment for an indefinite period, minimum of 6 months with the current employer
Transfer of personal income to the bank where the loan is being applied for
Minimum loan amount of 10,000 EUR
No down payment
Maximum repayment term of 30 years
Possibility of combining the incomes of the borrower and co-debtor
Adviser Jelena helped me understand what it takes to go through the process of obtaining a loan, which documentation to collect, etc., and how to choose the best offer for myself. I'm delighted with the service Kredium offers. Thank you for existing!
Excellent service and a great team! They helped me take out a loan and I want to thank and recommend Danijela, the cash loan adviser at Kredium.
Excellent communication, work and cooperation. All praise for the idea, realization and advisor Marko Matić.
Credit advisors were there to help me choose the best offer for me, as well as to help me understand the entire process.
Frequently Asked Questions
Can retirees refinance a home loan?
The answer is yes. It is possible to refinance a loan if you are retired.
Can unemployed individuals refinance a home loan?
To refinance a home loan, you need to have permanent employment with the same employer for the last 6 months.
Is it necessary to have an account open at the bank where I am applying for a loan?
Usually, the bank has a requirement that you receive your salary into that account as well.