Apartments for Young People

Buying an apartment for young people with Kredium assistance is a simple and guided process. All you need to do is choose a property from our offer, and our team will contact you as soon as possible. You can also reach us at the following phone number: 066 68 68 998.

Yes, Kredium provides assistance with checking the documentation for apartments for young people. With each property, we offer the support of our legal team, who verify the documentation and the security of the purchase.

Yes, you can schedule a property viewing. Viewings are flexible and can be arranged at a time that suits you – simply contact us.

You can register on our website and our real estate agents will contact you as soon as they have a new offer that matches your criteria.

No. Banks only approve housing loans for young people for apartments that are officially registered, as only then can they place a mortgage as collateral.

Areas such as Mirijevo, Ovča, Borča, Zemun Polje, Altina, Železnik, Resnik, and the settlements around Lazarevac often offer more affordable prices and good connections to the city center.

Yes, but in such cases, it’s especially important to pay attention to the developer’s reputation, the validity of building and zoning permits, and the method of construction financing – whether the project is state-supported or funded through project financing with a specific bank.

Yes, you can buy an apartment for young people in other city in Serbia. Programs and apartment offers for young people are available throughout the country, not just in Belgrade. Whether you’re looking for a home in Novi Sad, Niš, Kragujevac, Subotica, or smaller towns, it’s important that the property meets basic requirements such as proper documentation, legal construction, and the possibility of registration.

Buying an apartment in an old building is currently easier, as long as the documentation is in order, since few developers have secured project financing.

Yes, it is, if you have enough of your own funds to cover the difference between the total apartment price and the loan amount the bank is willing to approve. For example, if the apartment costs €130,000 and the bank approves a loan of €100,000 (assuming you meet the credit requirements), you would need to pay the remaining €30,000 from your own funds.

The most common requirements include that the applicant is between 18 and 35 years old, holds citizenship of the Republic of Serbia, and does not own an apartment.

No, having a permanent job is not mandatory. However, in that case, you are required to have a guarantor who is permanently employed and meets the prescribed credit or guarantee criteria. The guarantor serves as additional financial security for the repayment of the apartment or loan.

Buying an apartment for young people with Kredium means a fast and simplified process of finding and financing a home, with the help of an advisor who guides you every step of the way. Kredium helps young buyers find the most favorable repayment options and makes it easier to purchase their first home.