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Frequently asked questions

How does Kredium help me buy an apartment for young people?

Buying an apartment for young people with Kredium assistance is a simple and guided process. All you need to do is choose a property from our offer, and our team will contact you as soon as possible. You can also reach us at the following phone number: 066 68 68 998.

Does Kredium help with checking the documentation regarding the apartments for young people?

Yes, Kredium provides assistance with checking the documentation for apartments for young people. With each property, we offer the support of our legal team, who verify the documentation and the security of the purchase.

Can I schedule a property viewing?

Yes, you can schedule a property viewing. Viewings are flexible and can be arranged at a time that suits you – simply contact us.

How can I stay informed about new apartment offers for young buyers?

You can register on our website and our real estate agents will contact you as soon as they have a new offer that matches your criteria.

Can I buy an apartment with a loan if it's not registered in the cadastre?

No. Banks only approve housing loans for young people for apartments that are officially registered, as only then can they place a mortgage as collateral.

Which locations in Belgrade are most affordable for buying an apartment for young people?

Areas such as Mirijevo, Ovča, Borča, Zemun Polje, Altina, Železnik, Resnik, and the settlements around Lazarevac often offer more affordable prices and good connections to the city center.

Can I buy an apartment that’s still under construction?

Yes, but in such cases, it’s especially important to pay attention to the developer’s reputation, the validity of building and zoning permits, and the method of construction financing – whether the project is state-supported or funded through project financing with a specific bank.

Can I buy an apartment for young people in other city in Serbia?

Yes, you can buy an apartment for young people in other city in Serbia. Programs and apartment offers for young people are available throughout the country, not just in Belgrade. Whether you’re looking for a home in Novi Sad, Niš, Kragujevac, Subotica, or smaller towns, it’s important that the property meets basic requirements such as proper documentation, legal construction, and the possibility of registration.

Is it easier for young buyers to purchase an off-plan apartment or one in an older building?

Buying an apartment in an old building is currently easier, as long as the documentation is in order, since few developers have secured project financing.

Is it possible to buy an apartment for young people for over €100,000?

Yes, it is, if you have enough of your own funds to cover the difference between the total apartment price and the loan amount the bank is willing to approve. For example, if the apartment costs €130,000 and the bank approves a loan of €100,000 (assuming you meet the credit requirements), you would need to pay the remaining €30,000 from your own funds.